http://homehelperservices.net en-us http://homehelperservices.net N/A vfetty@dbs-inc.org Thu, 29 Jul 2010 15:29:00 CDT 20 http://homehelperservices.net/articles/66/1/Give-Yourself-A-Credit-Card-Check-Up Have you ever been to the doctor and they tell you that if you would have kept up on your regular check-up, you might not have gotten sick. That is kind of how it is with credit cards. Taking care of your credit cards by reading your monthly statement, lowering your interest rate, and paying more than the minimum balance are ways to reduce costs while paying a mortgage or saving to purchase a new home. If you don’t keep track of your credit history, then you could be in a world of trouble. You will need to give yourself a credit card check-up. Missy Moore Thu, 29 Dec 2005 00:00:00 CST http://homehelperservices.net/articles/63/1/Saving-You-Money%3A-Reducing-Your-Insurance-Costs As we gradually step into the next half of the decade, it seems that insurance costs have gone through the roof. Whether it is health, life, auto or home insurance, all insurances have sky-rocketed. As Americans, all we can do is purchase now before the numbers get any higher. The real question is how do we reduce the cost of insurance. Missy Moore Wed, 28 Dec 2005 00:00:00 CST http://homehelperservices.net/articles/62/1/Saving-You-Money%3A-Reducing-Your-Communication-Costs There are many ways to save money while you are either saving up to purchase a home or while you are actually making mortgage payments. Whether you own or rent a home, you still have to set up communication services before moving in. The main types of communication services that you may need are local and long-distance telephone and internet service. You may already have a wireless telephone service before moving to your new home, but that is a cost that can be reduced as well. Missy Moore Wed, 28 Dec 2005 00:00:00 CST http://homehelperservices.net/articles/57/1/Repossessions-%26-Foreclosures If you foresee not being able to make your mortgage payments, then you will need to contact an attorney or your mortgage lender. Repossessions and foreclosures can look very ugly in your credit history and will follow you for a very long time. It is very important to not ignore letters or phone calls from your lender. The earlier you contact your lender with your situation, the less charges that will be assessed in the foreclosure process. Missy Moore Mon, 05 Dec 2005 00:00:00 CST http://homehelperservices.net/articles/44/1/Investing-Your-Money There's no shortage of places to invest your money. Just check the listing of stocks that is featured each day in the financial pages of your local newspaper. You'll quickly be overwhelmed at the possibilities. The trick, of course, is finding the investment that is right for you. Knowing some broad investment categories can help you narrow your choice. Types of Investments Money Market Funds Treasury Bills & Treasury Notes Bonds Stocks Mutual Funds Missy Moore Fri, 02 Dec 2005 00:00:00 CST http://homehelperservices.net/articles/40/1/5-Tips-To-Help-Reduce-Your-Debt 5 Tips: Consumer Borrowing Has Finally Dipped. Here Are Five-Ways To Further Shrink Your Debt. Credit-card borrowing and other kinds of consumer debt declined last month for the first time in since November 2004, surprising the experts. If you're one of those consumers who still shudder at the thought of all your bills, don't panic. In today's top 5 Tips we're going to tell you how you can reduce your debt. Missy Moore Mon, 21 Nov 2005 00:00:00 CST http://homehelperservices.net/articles/39/1/Your-Family%3A-10-Moves-For-2006 Protect You and Your Family In 2006 And Save Money At The Same Time Move No. 1: Mask Your Identity. Chances are better than ever that in 2006 you'll be able to place a security freeze on your credit report. That effectively stops prospective lenders from issuing credit to you -- or, more important, to anyone pretending to be you. Missy Moore Mon, 21 Nov 2005 00:00:00 CST http://homehelperservices.net/articles/38/1/Your-Vacation%3A-3-Moves-For-2006 How To Save On Fares And Head To Turin For The Winter Olympics. Move No. 1: Forget flying for free.With three of the seven biggest U.S. airlines entering 2006 under bankruptcy protection, major carriers are making it harder for frequent fliers to earn free seats. So use your miles for hotel stays or rental cars, which have few restrictions. Alternatively, spend miles with an airline's foreign partners, which may have less competition for awards. Missy Moore Mon, 21 Nov 2005 00:00:00 CST http://homehelperservices.net/articles/37/1/Your-Stuff%3A-5-Moves-For-2006 Where And When You'll Get The Best Prices On The Things You Want This Year. Move No. 1: Buy a Hybrid this Winter. Pick up a hybrid gas-electric car and you'll be eligible for a tax credit of up to $3,400. But if you want the estimated $3,150 credit on a Prius -- or any other car from Toyota or its Lexus unit -- move fast. Missy Moore Mon, 21 Nov 2005 00:00:00 CST http://homehelperservices.net/articles/10/1/Debt-Management-Tips There are many ways you can keep your debts managed while saving money at the same time. The following is a list of debt management tips to help your particular way of life to not only get better, but to be in check. Tip 1: Refinance Your Auto Loan Tip 2: Save Money By Not Paying Private Mortgage Insurance (PMI) Tip 3: Prevent Identity Theft â€" Check Your Credit Report Tip 4: Make An Extra Mortgage Payment And Save Money At Tax Time Tip 5: Review Your Debt And Identify Ways To Reduce Costs Missy Moore Mon, 07 Nov 2005 00:00:00 CST