HOME123: Official Mortgage Company of NASCAR

HOME123: Official Mortgage Company of NASCAR

Home123 is one of America's largest providers of home mortgage loans. In fact, in the past year we've helped over 81,000 people achieve their personal financial goals and get the loan they needed. When you work with us, it's a direct relationship. We make our own credit decisions, loan our own money, and do not share our customer's personal loan information with any other lenders. That's because we're a direct lender.

Following a Smarter Path

At Home123, we've done a lot of footwork to make the application process easier on you. We did this by creating a simplified approach to the loan process. Every homeowner has a story, and not every story is perfect. There are bumps along the road, and sometimes - entire detours. We're aware that life isn't perfect. That's why we want to get to know you personally. It helps us paint a clearer picture so we can better understand the loan you need.

Even if you have less-than-perfect credit, don't worry. We look beyond your credit score to understand your situation so we can offer the best loan available. At Home123 we know obtaining a loan is not an easy process, but our goal is to make it easier. That's why we provide valuable resources to make your experience like the Home123 Loan Tool Kit(sm) will help guide you through the process and decrease the chances of any surprises. You will be clear on what is going on at each step along the way. After verifying the necessary information, we guarantee* the offer we present to you is the loan that you'll get. Unlike some lenders, our goal is for you to not experience any surprises before you receive your money.

* Availability of loan offered is dependant on accuracy of information provided by borrower (e.g. income, home value, etc.)