Glossary

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Discount Points		Encumbrance
Documentary Stamps		Equal Credit Opportunity Act (ECOA)
Documentation		Equity
Documentation Class		Escrow
Down Payment		Fannie Mae
Down Payment and Fees		Farmers Home Administration (FmHA)
Due-On-Sale Clause		Federal Home Loan Mortgage Corporation (FHLMC)
Earnest Money		Federal Housing Administration (FHA)
Easement Rights		Federal National Mortgage Association (FNMA)
Elderly Applicant		FHA Loan
Electronic Fund Transfer (EFT) Systems		FHA Mortgage Insurance
Electronic Payment		Finance Charge
Encroachment		Financing Concessions

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